Mobile Deposit

How To Enroll:

To enroll in the mobile deposit feature, you will select the "Deposit" emblem under your account on the app. From there, it will take you to a page to select the account you would like to deposit in and select "Enroll". You should receive an approval notification shortly after, and you will then be able to make deposits through the app.
What is “Mobile Deposit” from NETCU?
Mobile Deposit allows members who use our online banking app to take a photo of a check to deposit to their NETCU Account.

Do I have to use a phone or can I use my tablet for Mobile Deposit?
You can use Mobile Deposit from any device where you currently use the app.

Is there a charge for this service?
There is no charge from NETCU to use this service. However, standard data rates will apply from your wireless carrier. See your plan for details.

When will my funds be available from my Mobile Deposit?
Following the receipt and processing of the image, funds from the check will be made available for your use on the same business day; however, delays may apply. Also, please be aware that credit is provisional until settlement is final.

Are there limits to how many times I can use Mobile Deposit?
You can deposit up to 5 items with a total of up to $2,000 each day. There is also a limit of 10 items and $4,000 for the month as well.

Can I request a change to these limits?
If you would like to request different deposit limits, you need to contact your local member service representative to see if you qualify.

What do I do with the check after I make a Mobile Deposit?
Upon receipt of confirmation from NETCU that we have received an image that you transmitted, you agree to retain the check for at least 30 calendar days. Please keep it in a safe, secure location.

With the NETCU Mobile Deposit, you can snap a picture of your check and deposit securely through your smart phone! No need to drive, worry about what time it is, or wait to make a deposit. Watch our video to learn more!
Women sitting on her coach taking notes from a tablet.
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