Calculators

Auto Calculators

Loan Payment Calculator
Loan Payment Calculator

What will your monthly payment be? How much interest will you end up paying?

Purchase Price
$
Down Payment
$
Interest Rate
%
# Of Months
 

 

Rebate vs. Interest Rate
Rebate vs. Interest Rate

Should I take a rebate or the low interest rate offer?

Purchase Price
$
Down Payment
$
Normal Interest Rate
%
# Of Months
Rebate Offer
$
Low Interest Rate Offer
%
 

 

 

Mortgage Calculators

How Much Can I Afford?
How Much Can I Afford?

This page will calculate the most expensive house you can afford based on your income and other factors.

* The percentage of your pre-tax income you are able to spend on housing. 28% is the standard amount.

Yearly Income (before tax)
$
Down Payment
$
Interest Rate
%
Term of Loan
Percent of Incomssse for Housing *
%
 

 

Payment Calculator
Payment Calculator
Solve
Present Value:
Interest Rate:
Period:
Months or Years
Payment:
Future Value:
Baloon After Period:
Months or Years
Present Value:
Interest Rate:
Months/Years:
Payment:
Future Value:
Baloon Amount:
Interest Amount:
Total Amount:
Note: After you solve, you will be able to view the amortization schedule.


 

Should I Make An Extra Payment?
Should I Make An Extra Payment?

Input your Principal loan balance, Interest rate and Loan Term:

Principal Loan Balance:

You can also specify:

Interest Rate (%):

Annual Taxes:

Amortization, in Years:

Annual Insurance:

Monthly Payments Results

Monthly Principal and INTEREST

Monthly Taxes

Monthly Insurances

Total Monthly Payment


Bi-Weekly Payments Results

ByWeekly Principal and INTEREST

(Monthly amount / 2)


Summary

Interest you will pay with a MONTHLY
mortgage payment plan:

Interest you will pay with a BI-WEEKLY
mortgage payment plan:

Bi-weekly Mortgage Interest Savings:

Bi-weekly payments savings:

If you choose a bi-weekly mortgage payment system you are, in essence, choosing to add a 13th monthly payment to your annual number of monthly payments, and splitting it up between 26 bi-weekly payments. You will pay a little more per month with the bi-weekly payment system, but the total INTEREST paid on the loan will be the lowest.

By adding a 13th annual monthly payment to your annual number of monthly payments and spreading that extra monthly mortgage payment into bi-weekly mortgage payments...

Means that by paying an extra

every two weeks

you will pay off your mortgage loan in

months

instead of the current

months

your mortgage interest savings will be

Do you really want to give an extra

to the bank?


 

Early Mortgage Payoff Calculator
Early Mortgage Payoff Calculator

How much money will you save by making extra monthly mortgage payments?

This calculator assumes you have a fixed-rate mortgage.

Initial Loan Amount
$
Term of the Loan
Years Remaining
Interest Rate
%
Extra Monthly Payment
$
 

 

15yr. vs. 30yr. Mortgage
15yr. vs. 30yr. Mortgage

This calculator will offer a comparison of 15 and 30 year mortgages.

Purchase Price
$
Down Payment
$
15 Year Interest Rate
%
30 Year Interest Rate
%
 

 

Annual Housing Appreciation Calculator
Annual Housing Appreciation Calculator

This will calculate the annual appreciation of your house since you bought it.

Purchase Price
$
Date of Purchase
Current or Sale Value
$
Current or Sale Date
 

 

 

Other Calculators

Annuity Calculator
Annuity Calculator

This annuity calculator determines how much money you will have if you make an investment, and then add to it every year.

Initial Investment
$
Additional Yearly Deposit
$
Interest Rate
%
Years Invested
 

 

College Savings Calculator
College Savings Calculator

This page will calculate if you are saving enough to pay for all of your childrens' college education.

*In 2006-2007, the average tuition plus room and board of private colleges was $30,367. Costs at four-year public colleges averaged $12,796.

Current College Savings
$
Yearly Contribution
$
Current College Costs *
$
Child 1 Age
Child 2 Age
Child 3 Age
Child 4 Age
Investment Rate of Return
%
Education Inflation
%
 

 

How Much Do I Need To Invest To Reach My Goal?
How Much Do I Need To Invest To Reach My Goal?

This page will calculate the present investment needed to reach a specific amount at a future date.

Present Date
Future Date
Future Value
$
Rate of Return (APR)
%
 

 

Credit Card Balance Payoff Calculator
Credit Card Balance Payoff Calculator

This will calculate how many months it will take to pay off your credit card balance, and the amount of interest you will have paid during that time.

Current Balance
$
Amount Charged Per Month
$
Interest Rate (APR)
%
Monthly Payment
 

 

Credit Card Payment Time
Credit Card Payment Time

This will calculate how much you have to pay every month to eliminate your credit card balance in a certain amount of time. It will also calculate the amount of interest you will have paid during that time.

Current Balance
$
Amount Charged Per Month
$
Interest Rate (APR)
%
Months to Pay Off Balance
 

 

 

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