Consumer Loans

When it is time to make a big purchase, NETCU is there to help. We offer a wide variety of loans, payment terms, and options to help you get what you want with a payment you can afford. New to the credit world, we can help you get started or start over to build a credit score you can be proud of. Give any of our loan professionals a call today to find out more about a loan at NETCU.

Protect your car and your credit with one of our: Auto Loan Protection Products
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Confused about credit scores? We have an easy-to-read guide on Understanding FICO Scores
New  and
Used Autos
Credit Cards
Rate as low as 1.99% APR Rate as low as 3.50% APR
Rate as low as 1.99% APR
Variable Rate

Don't see the loan option you're needing above? NETCU also offers the following:

 How is My Credit Score Calculated?


Can I get a low interest rate with a personal loan?

Because they're unsecured, personal loans are riskier for the lender, so interest rates can be higher. However, your credit score counts, so a personal loan for fair credit or higher credit scores may translate into lower interest rates.