Youth Savings

pre-teen female doing a thumbs up

High school is complicated enough. Your bank account shouldn’t have to be. That’s why we created Youth Savings and Checking at North East Texas Credit Union – an account designed just for those between the ages of 13-17.
You’ll learn how to manage your money the smart way, like how to save, when to spend, and more! Sign up for e-statements and you will have all the technology tools you need to help you stay connected with your money. You’ll also receive some great benefits along the way.
At NETCU, we make it our mission to make sure you are financially educated and prepared by the time you graduate high school, but it doesn’t stop there. On your 18th birthday, you account will automatically roll over into our standard Savings Account where the benefits continue to grow!
Ready to get started? Joining is simple! Just grab your parent or legal guardian, social security cards and ID, and head on down to your local North East Texas Credit Union Office!
  • Open a Youth Savings Account for as little as $5!*
  • Membership Fee is waived for Youth Members
  • Every account earns a dividend with a minimum $1 Balance!
  • Dollar Dog Members are auto-enrolled on their 13th Birthday

Deposit Rates

Effective: 05-06-2020
Two young women holding popsicles sticking tongues out
Members between the ages of 13 – 17 qualify for our special Youth checking. It is a great first checking account designed to help students learn how to manage their money.
Savings Dividend Rate APY
$100.00 - $2,499.99 0.10 0.11
$2,500.0 - $9,999.9 0.10 0.11
$10,000.00 and up 0.10 0.11

APY refers to Annual Percentage Yield
All rates are subject to change without notice.
Interest accrues daily.