Platinum Secure Checking
The Platinum Secure Checking Account is designed to give members more than just checks and a debit card. This account offers a full package of value added benefits. Click Here to learn more about the features listed below.
- No Minimum Balance Requirements
- Free Online Banking and Mobile Banking
- No Limit on Number of Transactions
(Check or Debit)
- Free Bill Pay
- Overdraft Protection*/Courtesy Pay** Available
(For Qualified Members)
- Dividends Paid on Balances of $1,000.00 or More
- Free Debit Card
- Health Discount Savings
(This is not insurance)
- IDProtect® – Identity Theft Protection Service
- Debit Advantage Buyer’s Protection and Extended Warranty
- Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance
(Benefit reduces 50% at age 70)
- Cellular Telephone Protection
- Travel & Leisure Discounts
- Shopping Rewards
* Overdraft Protection is a service for members who maintain both active checking and savings accounts. This service will automatically draw additional funds needed to clear a check written for more than the available balance in a checking account if the funds are available in the savings account.
** Courtesy Pay is a service available to qualified members in which the credit union will cover a check written for more than the available balance in the member’s checking account and then charge the account the amount of the overdraft and the current NSF Fee. The member then has 30 days in which to deposit the amount charged to the account and bring it back to a positive balance. This saves the member the additional fees charged by merchants for returned checks. See your local member service representative to find out if you qualify for this service.
Effective: July 1, 2019