Your Credit Union offers a straightforward, no frills MasterCard program at the lowest cost possible. With a Credit Union MasterCard you can shop and travel with the convenience of your credit union world wide. Get a Standard or Platinum card and the benefits that come with each.

 

Benefits of Standard or Platinum Card:

  • Interest Rate, As low as 7.5%*
  • Rate is fixed, no hidden gimmicks to raise the rate (Intro, etc.)
  • Purchase rate and Cash Advance rate is the same, no increase for cash advances
  • There is no fee if you use our ATM for a cash advance
  • No fee from the card if you use someone else’s ATM, only their ATM Fee
  • Cash Advance is available for the entire limit
  • No fee for balance transfers
  • We accept payments for free at any teller window
  • We handle card service questions in house, with 24 hour service available after hours through TNB
  • Yearly statement of itemized spending sent each year
  • 25 day grace period for purchases
  • Free online payments and account management
  • Access to your MasterCard Account through our website
  • May qualify you for a Discount on Loan Rates

 

Additional Benefits for Family Cards:

  • Unlimited number of users on the same account
  • Each user has a unique number and name on the card (one is lost, all don’t have to be replaced)
  • Individual limits can be set for each user
  • Can change limits, add or remove users, change features, any time
  • Statements are itemized by user
  • Only one payment to be made

 

Additional Benefits for Business Cards:

  • Separate statements by user, and one combined statement
  • Quarterly and annual report itemized by category
  • Website that offers 35% discount on business products and services

 

Fees:

The only fees involved with our cards are:

  • Late Fee
  • Over Limit Fee
  • Returned Payment Check

 

 

*Rate subject to credit score.

 

 

MasterCard SecureCode is a service from MasterCard® and NETCU that provides greater peace of mind when you shop online by providing added protection against unauthorized use of your enrolled card.

 

Once you've registered and created a SecureCodeTM, each time you make an online purchase, a window will pop up asking for your SecureCode, just like using a PIN at the ATM. When you correctly enter your SecureCode, your card issuer confirms that you are the authorized cardholder and your purchase is completed. No code, no confirmation, no purchase.

 
 
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