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  We are proud to offer several checking options. We would be glad to help you evaluate which option best fits your needs. In addition, we offer you options to keep your account in good standing if you should become overdrawn. To see these options, such as Overdraft Protection or Courtesy Pay, click here.  Dividend Checking
- Dividends are paid monthly at the current rate
- No limit of the number of checks written
- Debit Cards for qualified members
- Interest earned with a minimum balance of $100
- A service fee of $3.00 is assessed if the daily balance falls below $500.00
Elite Checking - Special account for members age 55 or over
- Dividends are paid monthly at the current rate
- Interest earned with a minimum balance of $100
- Two free boxes of checks each year
- No limit on the number of checks written
- Debit cards for qualified members
Freedom / E-Checking - No minimum balance requirement
- No monthly service charge
- No limit on the number of checks written
- Debit card for qualified members
- FREE Online Bill Payment w/ E-Statements
- Does not earn a dividend
Money Market Advantage - Dividends are paid monthly at the current rate
- Limited to six transactions by check
- A service charge of $5.00 is assessed if the daily balance falls below $2,500.00
- Interest earned with a minimum balance of $100
- Minimum Opening Deposit of $2,500.00 required
Fresh Start Checking This checking account is for those members with a blemish on their account history. If you have experienced checking account problems in the past, get a FRESH START with NETCU today. - Minimum Opening deposit $100
- A service charge of $10.00 monthly
- No limit on number of checks written
- Debit cards for qualified members after six months
Youth Checking
ChaChing! and The Edge Members qualify for special checking accounts with great features for our young members. These make great first checking account and will help students learn how to manage their money through a checking account. - No Minimum Balance requirement
- No Monthly Service Charge
- No limit on the number or checks written
- May apply for Debit Card with parental signature (If under 18 years of age)
- 1 Free Box of Checks each year
- Automatic E-Statements
- Free Email/Text Alerts
Business Checking - Minimum opening deposit $200.00
- Dividends are compounded and paid monthly
- Interest earned with a minimum balance of $100
- No limit on the number of checks written
- A service charge of $10.00 is assessed if the daily balance falls below $1,000.00
- A per debit charge of $0.10 per item over 40 is charged if the balance falls below $1,000.00
- Debit card for qualified members
- FREE Online Bill Payment w/ E-Statements
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